by | Sep 5, 2019 | retirement
Running out of money in retirement is the unthinkable, the boogey man in the closet. What are your ‘best bets’ for making your money last? If this is truly your top priority, consider these the new goalposts: 1. Work until age 70 There is...
by | Sep 5, 2019 | retirement
Retirement is different for single women both emotionally and financially. There is a different flavor to a journey when you face it alone. It can be both more exciting and more frightening. One of the biggest fears of married women facing retirement is...
by | Sep 5, 2019 | retirement
Boomers are crossing the finishing line in droves each day. One important retirement decision faced by some is whether to take the “pension” or the “lump-sum payment”. My bias, in a very big way, is to take the pension. 1. Think about it. Why would...
by | Sep 5, 2019 | retirement
Many studies have been done over the last twenty years in an attempt to find a magic number – a no-fail sustainable withdrawal rate – one that would let you take an inflation-adjusted withdrawal from your portfolio every year without ever running out of money no...
by | Sep 5, 2019 | retirement
A pension, loosely defined, is a regular stream of income. Can you change some of your ‘assets’ into an ‘income stream’? Absolutely. Ideally, 100% of someone’s most basic living expenses would be covered by guaranteed income sources such as employer pensions and...
